Osh Legal advises banks, financial institutions, NBFCs, borrowers, investors and other stakeholders across a broad range of banking and finance transactions. Our practice covers financing structures, security creation and enforcement, regulatory advisory, distressed debt and securitisation, combining transactional expertise with a strong understanding of financial and regulatory frameworks.
Our Practice Areas
1. Banking & Finance Transactions
Advisory on secured and unsecured lending, structured finance, corporate finance, project finance and domestic and cross-border financing, including transaction structuring and legal due diligence.
2. Finance Documentation & Security
Drafting and negotiation of facility agreements, term sheets, common terms agreements, inter-creditor agreements, escrow arrangements and security documents, including mortgages, hypothecation, pledges, assignments and guarantees.
3. Securitisation & Structured Finance
Advisory on securitisation transactions, assignment of financial assets, security receipts, asset reconstruction and related regulatory and documentation requirements.
4. Distressed Debt & Security Enforcement
Advisory on stressed and distressed debt, restructuring, recovery and enforcement of security, including proceedings under applicable debt recovery and SARFAESI frameworks.
5. Financial Sector Regulatory Advisory
Regulatory and compliance advisory relating to RBI, banking and NBFC regulations, including establishment and structuring of NBFCs, AIFs and other financial-sector entities, as well as assistance in regulatory interactions.
6. Financial Services Transactions
Advisory on M&A, investments, restructurings and strategic transactions in the banking and financial services sector, including regulatory approvals and transaction implementation.
Our Approach
Our approach is commercial, regulatory and enforcement-focused. We seek to understand the underlying financial structure, security package, regulatory requirements and stakeholder interests to provide practical solutions from transaction structuring and documentation through restructuring, recovery and enforcement.